Privacy Policy – 98ef Pakistan Online Gaming Platform

1. Introduction

This Privacy Policy applies to all services provided by 98ef at 98ef.net, including sports betting, slots, fish games, the VIP programme and all other features available on the platform. When you register an account, make a deposit, place a bet or browse the 98ef website, certain personal data is collected and processed as described in this Policy.

By using 98ef you acknowledge that you have read and understood this Privacy Policy. If you have questions about how your data is handled, the 98ef support team is available to assist. This Policy should be read alongside the Terms and Conditions, which govern the overall relationship between you and 98ef.

This Policy is written in plain English aimed at Pakistani players. We have tried to keep technical and legal language to a minimum while making sure everything that matters is covered clearly. The goal is simple: you should know exactly what happens with your information when you use 98ef.

2. Data We Collect

98ef collects personal data in several ways – directly from you during registration and account use, automatically through your interaction with the platform, and from third-party service providers where required for verification or payment processing.

Information You Provide Directly

• Full name and date of birth provided at registration
• Contact details including mobile number and email address
• CNIC number and identity document copies where requested for verification
• Payment method details including JazzCash or Easypaisa mobile wallet numbers, bank account or card details used for deposits and withdrawals
• Any information included in communications you send to 98ef support

Information Collected Automatically

• Device type, operating system and browser version when you access 98ef
• IP address and approximate geographic location derived from it
• Session duration, pages visited and features used within the platform
• Betting history, game activity, deposit and withdrawal transaction records
• Login timestamps and account activity logs used for security monitoring

3. How We Use Your Data

The data collected by 98ef is used for specific, legitimate purposes directly related to operating the platform and serving Pakistani players. The table below summarises the main uses and the reason each is necessary.

98ef does not use your personal data for automated decision-making that produces significant legal effects without human review. Betting outcomes are determined by game and sport results, not by profiling of individual players.

4. Who We Share Your Data With

98ef does not sell personal data. Data is only shared with third parties where necessary to deliver the platform's services or meet security requirements. The categories of third parties who may receive data are described below.

Payment Processors

To complete deposits and withdrawals in PKR, 98ef shares the minimum necessary payment data with providers such as JazzCash, Easypaisa, Raast and banking partners. These providers process transactions on 98ef's behalf and are bound by their own data protection obligations. 98ef does not pass full payment credentials to any party beyond what the transaction requires.

Identity Verification Providers

Where identity verification is required – for example before processing a large withdrawal or when verifying age – 98ef may share CNIC information with a third-party verification service. These providers are contracted to use data only for the specific verification purpose and are not permitted to retain or use it for any other purpose.

Fraud Prevention and Security Services

IP addresses, device data and account activity may be shared with fraud prevention systems to detect and block suspicious activity. This protects all 98ef players by helping to identify compromised accounts, multi-accounting and other platform abuse before it causes harm.

Platform Technology Providers

98ef uses third-party technology for hosting, analytics and platform infrastructure. These providers operate under data processing agreements that restrict use of any data to the services they provide to 98ef only.

5. Payment Data

Given that 98ef processes real-money transactions in PKR, payment data is treated with particular care. When you make a deposit using JazzCash, Easypaisa, Raast, a bank transfer or a debit or credit card, the payment details are transmitted securely to the relevant payment processor.

98ef does not store full card numbers or complete mobile wallet credentials on its own servers. Transaction references, amounts, dates and payment method types are retained as part of your account's transaction history for record-keeping and dispute resolution purposes. This record is accessible to you through your account history and to 98ef support when assisting with a withdrawal or deposit query.

All deposit and withdrawal requests must use a payment method registered in your own name. This requirement exists to protect you – it ensures that withdrawals can only be sent to a method you personally control, and it prevents third parties from accessing your winnings without authorisation.

6. Cookies & Tracking

98ef uses cookies and similar technologies on the platform. A cookie is a small file stored on your device that helps the platform remember your session, preferences and certain security tokens. Cookies used by 98ef fall into the following categories.

Essential Cookies

These are required for the platform to function. They keep you logged in during a session, maintain your betting slip state and support basic security functions. Essential cookies cannot be disabled without breaking core platform features.

Analytics Cookies

98ef uses session and usage data to understand how players navigate the platform – which features are used most, where players encounter issues and how the platform performs across different devices. This data is aggregated and not linked to your personal identity for analytics purposes.

Preference Cookies

These remember settings you have chosen, such as language preferences or your most recently viewed sports markets, so you do not have to reset them each time you visit 98ef.

You can manage cookie settings through your browser. Blocking all cookies may affect how the 98ef platform functions, particularly features that require a maintained session. 98ef does not use third-party advertising cookies or track your activity across other websites.

7. Data Security

98ef applies security measures appropriate to an online gaming platform handling real-money PKR transactions. These measures are reviewed and updated on an ongoing basis. Key security practices include the following.

• Encryption of data in transit between your device and 98ef servers using current standard protocols.
• Access controls that limit who within the 98ef organisation can view personal data, with access granted only on a need-to-know basis.
• Monitoring of account activity to detect unusual patterns that may indicate unauthorised access or fraud.
• Regular review of third-party service provider security standards before data is shared with them.

While 98ef takes these measures seriously, no online platform can guarantee absolute security against all possible threats. You also have a role to play – using a strong, unique password for your 98ef account, not sharing your login details and logging out after each session, especially on shared devices, significantly reduces your personal risk.

If you suspect your 98ef account has been accessed without your permission, contact support immediately. The team can place a temporary hold on your account while the situation is investigated, protecting your balance while the issue is resolved.

8. Data Retention

98ef retains personal data for as long as it is necessary for the purposes described in this Privacy Policy or as required by applicable record-keeping standards. The general approach to retention is as follows.

• Active accounts: Personal data associated with your account is retained for as long as your account remains active and for a reasonable period after your last login or transaction.
• Closed accounts: When an account is closed, core records including transaction history and identity verification data are retained for a standard period to allow for dispute resolution and to meet financial record-keeping requirements.
• Support communications: Records of your communications with 98ef support are retained for a period sufficient to allow follow-up and to resolve any related disputes.
• Security logs: Login and activity logs used for fraud and security monitoring are retained for a limited period and then deleted or anonymised.

When data is no longer required for any of the above purposes it is deleted or anonymised so that it can no longer be linked to you personally. You may request deletion of your data by contacting 98ef support, subject to any overriding retention requirements.

9. Your Rights

As a 98ef player you have rights over your personal data. These rights can be exercised by contacting 98ef support directly. Requests are handled promptly and at no charge.

To exercise any of these rights, contact the 98ef support team. Verification of your identity will be required before personal data is disclosed or changed, to ensure your information is protected from unauthorised access.

10. Minors

98ef is strictly for users aged 18 and above. 98ef does not knowingly collect personal data from anyone under the age of 18. Registration on the platform is an act of confirming that you meet this age requirement.

If 98ef discovers that an account has been created by or on behalf of a person under the age of 18, the account will be closed immediately. Any funds deposited will be returned to the original payment source. If you are a parent or guardian and believe a minor has created a 98ef account, please contact support immediately so the account can be closed and any funds returned.

For guidance on keeping young people away from online gaming platforms, visit the Responsible Gaming section of the 98ef website.

11. Changes to This Privacy Policy

98ef may update this Privacy Policy from time to time to reflect changes in how the platform operates, the services it offers or applicable data protection standards. When changes are made, the updated Policy will be published on this page with a revised "last updated" date at the top.

For significant changes that materially affect how your personal data is used or your rights as a player, 98ef will endeavour to notify registered players in advance through the platform or by email. Continued use of 98ef after the updated Policy has been published constitutes acceptance of the changes.

It is good practice to review this Privacy Policy periodically. If you disagree with any change to this Policy, you should stop using 98ef and contact support if you wish to close your account.

12. Contact

If you have any questions about this Privacy Policy, want to exercise one of your data rights or have concerns about how your personal information has been handled, please reach out to the 98ef support team. Support is available around the clock.

For answers to common questions about accounts, deposits, withdrawals and betting rules, you can also visit the FAQ page. For the full rules governing your use of the platform, see the Terms and Conditions.